pictures
Meter
Keystone Green Club
"Are You Ready For Change?"
Property Business Owners
How To Bounce Back When Your Mood Plummets
Four Ways to Test Your Idea
Credit Cards Are Loans Too
Three Factors for Financial Success
Its a Boy
Spending Your TAX Return
Three Principles for Great Success
How to Create Peace in Your Relationships
Five Ways to Become Wealthy
4 Steps: Recharge Your Batteries
9 Tips for Smarter Saving and Spending
Time for a little Mortgage first aid
Establishing An Emergency Fund
Develop A Success Consciousness
Reach Your Monthly Savings Goal with a Monthly Budget
Caution the Key in Current Housing Market
3 Steps To: Complete Relaxation
Choosing the right card
It's your thinking that leads to your suffering
10 Things to Say or Do Every Day
How to Win at Auction
$14bn super flood to beat tax deadline
When you feel like giving up
How To Change your Life in One Hour
What’s happened to global share markets?
Five Motivational Tips
Paradox of Our Time
How Big Should My Deposit Be?
6 Quick Debt-Busting Tips
Life is Wonderful
Why You Should Think Twice About Fixing
How to Give Yourself An Instant 10% Pay Rise
PEOPLE will always buy property
Green Club Journal
Five Major Ways to Save Money
Purchasing Off the Plan
Enjoy lower Utility Bills
Choosing your Neighbourhood
Buying a Car: Negotiate Like a Pro
Building Your Own Home
Becoming Debt-Free
When You Find a Home You Like
Turning Debt Into Savings
7 Top things to know
Borrowing buddies
Preparing Your Home For Sale
Renovating without breaking the bank
7 Top things to know when purchasing a Home
Get your home fit for summer
Your Journey....with Life Coaching
Helping You Understand More
Financial Planning Packaging
The Act Of Balancing Your Living Expenses
Buying Your First Home
How Much Does Purchasing A Home Really Cost?
Customer Care Program
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How To Bounce Back When Your Mood Plummets
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Do you find yourself spiraling downward when something happens that you find upsetting? If you say yes, it’s not usual. Many people feel happy when something happens that they want or like and fell unhappy when something unwanted occurs.
Read more...
10 Aug 2008
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Credit Cards Are Loans Too
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because more and more people are using credit cards as part of a strategy to keep afloat. There are some misunderstandings on Interest free days, so we thought we might just clear them up! Read more...
19 Jul 2008
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Its a Boy
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Tim and Lisa welcomed their new born son-Friday, June 6th (8lb11oz)... The couple named their bundle of joy, Harrison. Read more...
17 Jun 2008
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Spending Your TAX Return
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It is that time of year when we will get ready to fill our tax return and for some tax refunds will slowly start to roll in. If you are one of the lucky people that receive a refund you may already be planning on how you are going to spend your refund. Read more...
16 Jun 2008
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Three Principles for Great Success
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There are several principles of military strategy that you can apply to your life, work or business, every single day. These can help you to think better and get better results than ever before Read more...
15 Jun 2008
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Establishing An Emergency Fund
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Most people don’t want to think about finances because of the stress and frustration it causes. In fact, if you’re married or in a defecto relationship, finances rank as one of the bigger causes of stress on the relationship. Read more...
23 Feb 2008
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3 Steps To: Complete Relaxation
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Our Life Coaching tip is simple: You’re overwhelmed every day, and with home loan interest rates going up, stress is reaching into every little corner of your life. Take charge of it and regain some inner peace by following these three steps toward reaching a state of complete relaxation.
Read more...
12 Jan 2008
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How to Win at Auction
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Auctions are part theatre, part torture. You can minimise the pain by know what to expect and following a simple, well-defined best-odds strategy. Read more...
16 Sep 2007
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$14bn super flood to beat tax deadline
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AUSTRALIANS pumped a massive $14 billion into superannuation funds in the three months to the end of June to capitalise on ground-breaking tax reforms unveiled in the 2006 federal budget. Read more...
15 Sep 2007
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When you feel like giving up
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The enemy waits and listens for your desperation. When you are at the end of your rope and can no longer see or feel what hope looks like, the enemy of your soul pounces on your confidence, shreds your dreams, and will cast a very dark shadow of doubt over what you want to be or do in your life.
Read more...
13 Sep 2007
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How To Change your Life in One Hour
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Quite often we feel we are victim to external events. It seems like life is predestined and, no matter what we do, similar problems keep appearing to create suffering and pain Read more...
20 Aug 2007
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Five Motivational Tips
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On a daily basis, we at keystone listen to people struggle with their budget. Motivation issues are the key to keeping on track. Read more...
19 Aug 2007
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Life is Wonderful
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It is so simple and so easy to get what we want that we have a hard time to believe it. We are programmed to do things the hard and difficult way, in order to get what we want. We can not believe that we can get anything without hard labour, sweat and tears. Read more...
8 Jul 2007
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Why You Should Think Twice About Fixing
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Over the life of your loan, a variable rate will almost certainly prove cheaper than a fixed one. Here's why. As speculation about rates intensifies, some people are considering fixing their home loan interest rate.
Read more...
7 Jun 2007
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How to Give Yourself An Instant 10% Pay Rise
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We are becoming battle fatigued by ordinary life and frustrated that we are not getting where we really want to get. Psychologically we all want more control of our lives, and for most that seems to mean the default solution of gaining more control through more money.
Read more...
7 Jun 2007
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Green Club Journal
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You have always known there was more to life than just working hard, and little did you realise the immense benefit to yourself by agreeing to an appointment with a Keystone Consultant. Read more...
6 Jun 2007
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Five Major Ways to Save Money
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There are two main roads to improving your personal finances: increasing income, and cutting costs. Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one. But cutting costs, that's a different story! You're in complete control in this area. And all it takes is some imagination and discipline-both of which are free. Below are five major ways to save money in the basic areas of food, shelter, clothing and transportation. They're major expenses in your life - and places for major savings.
Read more...
13 May 2007
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Purchasing Off the Plan
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If you're buying off the plan, the "display village" becomes the centre of your home buying decision. Knowing what to look for will help narrow your choice and ensure value for money.
Read more...
13 May 2007
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Enjoy lower Utility Bills
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Reducing monthly bills is just one more way to save money on your household budget. While air conditioning and heating are responsible for a good portion of utility costs, there are other areas where you can take measures to conserve energy and save on utilities. Here are some additional conservation tips to help reduce utility bills and save money
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Read more...
13 May 2007
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Becoming Debt-Free
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What keeps most people from developing wealth? What is the greatest obstacle to retirement? If you could eliminate one thing to position yourself for financial peace and security, what would be?
The answer to each question above is debt!
Read more...
9 Apr 2007
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When You Find a Home You Like
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Dream home? Check it out carefully. The current owners may be selling for a reason - noise, planned developments nearby, structural flaws. It's up to you to find trouble.
Read more...
5 Mar 2007
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Turning Debt Into Savings
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Our mission is to help hard-working people discover how good it feels to wake up every morning-knowing they own... their car... their house... and all their other possessions!
Read more...
5 Mar 2007
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Borrowing buddies
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Climbing house prices are squeezing household finances and making homes less affordable. At the same time, the number of sole-person households are increasing. So how can individuals increase their purchasing power and gain a toehold in the property market? The answer lies in joint purchasing or shared home ownership
Read more...
23 Jan 2007
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Preparing Your Home For Sale
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"You don't get a second chance to make a good first impression" First impressions are important to ensure you achieve a premium price for the sale of your property.
Read more...
23 Jan 2007
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Renovating without breaking the bank
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With house prices fluctuating and the possibility of further rises in interest rates, many Australians are choosing to renovate and extend their homes rather than buying another, bigger house. It makes good sense, and may improve the chances of getting a better price when the house is sold, but it can also be hideously expensive, both in time and money.
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Read more...
23 Jan 2007
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Your Journey....with Life Coaching
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It’s probably safe to assume that all of us want a secure financial future. Many dream of becoming financially independent, as a Keystone Client you will be supported, to make this happen.
Read more...
18 Dec 2006
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Helping You Understand More
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Research here and you will be better equipped to choose the right loan and avoid the traps. Using this knowledge will shave years off your home loan and save you thousands! Read more...
23 Nov 2006
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Financial Planning Packaging
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We offer information that you need to successfully manage your personal finances, including investments, risk insurances and management strategies Read more...
23 Nov 2006
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The Act Of Balancing Your Living Expenses
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You don't need an expensive computer program or an accountant to create a budget, all you need is a pencil with a good eraser, a Keystone expenses chart and a simple calculator. We help you to create and manage your expense chart Read more...
23 Nov 2006
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Buying Your First Home
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Are you buying your first property? It is likely to be one of the most involved purchases you will ever make and with our Keystone team the process will be straight forward and made easy for you. Read more...
23 Nov 2006
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Customer Care Program
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Keystone's Customer Care Program is a new and innovative approach to servicing your finance needs towards achieving your dream home. It is our goal to ensure through our Customer Care Program, we can assists those who never thought it possible to achieve a home loan.
Read more...
27 Sep 2006
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