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Repayment Calculators.
Repayment Calculators use limited information
and should be used as a guide only.

Borrowing Calculators.
Borrowing calculators generally work out how
much you can borrow based on a number factors.
including your combined gross income, annual household expenses, term and type of loan.

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We treat each person or couple individually, and as such do not use a genenric calculator to work out how much you can borrow or what your repayments will be. Apart from your income and expenses, we take into account your full financial situation including any other debts you may already have, your spending patterns and needs, your expected need in the near future.
After choosing a number of appropriate loan products, we use the calculator or program provided by the lender, to ensure that the figures quoted are accurate.

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Our calculations are as individual as you are.

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What Interest Rate.
The interest rate always depends on current rates, but also on the type of loan and the lender.
Principal & Interest or Interest-only.
So which type of loan is appropriate for you? That's what we work out for you. Repayments vary with the type of loan.
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Loan Health Check
To find out how much you need, and how much you can get, please call us for a free loan health check.
07 3862 9000
 

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